Buying your first home in Massachusetts? 
Start with Denise.

Your Path to Homeownership with the Peach Team

We've funded over $15.5 billion in home loans for more than 54,000 customers!

Hi, I’m Denise Peach, a Senior Loan Officer and Regional VP at Total Mortgage with over 25 years of experience helping homebuyers across Massachusetts — especially first-timers. Whether you’re curious about down payment programs or worried about credit, I’ll walk you through every step.

With a MassHousing Mortgage, you could qualify for up to $30,000 in downpayment assistance.  

Here’s how Denise and her team make it simple: 

With Denise and the Peach Team, you can check your eligibility in minutes and get matched with the best first-time buyer loan program for you — including MassHousing.

Get Approved

Know Your Assistance Amount

Depending on where you’re buying in Massachusetts, Denise will calculate how much down payment assistance you may qualify for — and guide you through the options.

Start Your Home Search

With your pre-approval in hand and your down payment plan in place, you can confidently begin your home search in Massachusetts.

2025 First-Time Homebuyer Checklist 

Avoid costly mistakes and get everything you need to prepare with confidence.

How Much Can You Afford in MA?

Answer a few quick questions and get your result sent straight to your inbox.

Testimonials

Why Choose Total Mortgage & Denise Peach? 

Local, experienced guidance — not a call center
Access to FHA, MassHousing, and other first-time buyer programs
Fast pre-approvals & transparent communication
Trusted by thousands of first-time homebuyers in Massachusetts

Still Have Questions?

Let’s clear things up — no pressure.

Drop your info below and the Peach Team will reach out to help.